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You need a system to rebalance your portfolio regularly

Rebalancing Tires and Money

In Canada, we all know the importance of maintaining our vehicles for winter.  I ...

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Manage your risks

How to Utilize Diversification to Manage Your Money

There are more investment management programs available f...

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The Wrong Time Horizon

Average life expectancy increased from 47 years in 1900 to almost 78 in 2004. Then to 83 in 2019. Do not under...

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Do not let emotions drive your investments

Testing Your Emotions

It is a well-known fact that 80% of professional money managers under-perform their rel...

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Not Using the Services of a Deposit Broker

What is a Deposit Broker?

Deposit brokers are independent retailers of _ financial products and services spe...

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Avoiding High Income Risks

Some retirees are not aware of all of their opportunities for a regular fixed income, or they misunderstand th...

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Hysteria in the Headlines

Throughout history, people associated with the stock market loved predicting doom and gloom. They still do. Di...

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Less Diversification and More Worry

In his new and revealing book The Empowered Investor, portfolio manager Keith Matthews, having spent twenty ye...

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Maximize Your CPP Benefits!

Consider ways to maximize your Canada Pension Plan. This could include early retirement, contributing past age...

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Monthly Cash Flow Strategies

A Secret Monthly Cash Flow System

Larry from Lakeshore dropped by to ask me how he could start taking income ...

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Earning Interest Income Inside Your RRSP/RRIF Instead of Outside

Are you one of those investors who doesn’t mind risk inside your registered plan, RRSP, or RRIF but want the m...

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Not Cutting Senior’s Tax with Prescribed Annuities

If you’re more than 65 years of age and looking for a low-risk way to reduce taxes on retirement income while ...

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Common Mistakes in Wealth Transfer

Estate planning is just like planning a trip: Leave proper instructions, including keys, to people you trust. ...

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Not Understanding Probate or Estate Planning Costs

In common usage, probate refers to the process of applying to a court to have a will confirmed as valid and th...

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Leaving Your Spouse Broke

Have you established a plan to ensure your spouse will continue to have sufficient income? Many seniors fear t...

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TAKE control of your financial future

The road to financial freedom, wealth, and prosperity require an accurate map that will let you plot a journey...

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Four Major Pitfalls of Retirement

Most retirees have a plan.  Miss one of the four key numbers in your calculations, and you could be headed for...

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Not Doing What the Rich Do

Today’s wealthy investors are usually very involved in their financial matters.  There is a tremendous amount ...

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Not Managing Your Retirement Nest Egg Like a Pension Plan

Can Anyone—Even You—Buy a Pension Plan?

Buying a pension plan sounds like a great plan for your retirement, b...

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Investing in Dividend Growth Instead of Dividend Income

A long time ago I was introduced to an investment strategy that has stood the test of time in Canada.  It is i...

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